The Best Mortgage Calculators On the Web!

Please try our Java loan and mortgage calculators. They take a minute to load, but they are worth it!

Each calculator has dynamic graphs and charts that change as you enter different information. Try each calculator with different interest rates, loan amounts, and payment schedules.

The mortgage repayment schedule and other reports are fully customizable – just for your home, your interest rate, your loan amount, your taxes, and more.

Would you like a print out, for your records and future reference? Each calculator includes a View Report button. Click it, hit print, and you have a report, customized just for you…

15 vs. 30 Yr Mortgages

Determining which mortgage term is right for you can be a challenge. With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.

Mortgage amount
Original or expected balance for your mortgage.
Interest rate
Annual interest rate for your mortgage. Interest rates are generally lower for shorter term mortgages.
Marginal tax rate
This is your combined state and federal tax rate. This is used to calculate your potential income tax savings by deducting your mortgage interest.
Monthly payment
Monthly principal and interest payment (PI). Both 30 year and 15 year mortgages are shown.
Total payments
Total of all monthly payments over the full term of the mortgage. Both 30 year and 15 year mortgages are shown.
Total interest
Total of all interest paid over the full term of the mortgage. Both 30 year and 15 year mortgages are shown.

The mortgage calculators
are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can’t guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

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Schools in Baton Rouge, Prairieville/Gonzales and Denham Springs/Walker 


Working With An Agent >Discuss Your Options


When you are working with a real estate agent to find a home, it is very
important that you take the time to discuss the full range of your
housing and financing options. Your real estate agent wants to
understand your criteria and your expectations. Be very clear about the
features you want in a home, describing what elements are essential to
you and where you are willing to compromise.

When you start looking at homes, you may find that the available homes
in your price range require much more of a financial commitment than you
were prepared to make. Let your agent know if you are willing to
consider alternative mortgage options to increase your buying power.
Discuss the possibilities for buying in an area you had not previously
considered. Would you consider a house with the same amenities in a
different neighborhood, a “handyman special”, a smaller yard or fewer
bedrooms? An open mind and honest communication are crucial ingredients
as you work with your real estate agent to find the best possible home
for your needs.


See All
Tips In The “Working With An Agent” Category >

See Complete Library Of Hundreds Of Tips In 30+ Categories >
Q 


What private residence is considered the most expensive house ever built?

A 
The William Randolph Hearst Ranch in San Simeon, California cost over
$30 million, equivalent today to $276,883,320. Bill Gates recently
built a home for over $40 million.

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